The Cost Of a Snow Storm

Since we had a big snow storm in New York Sunday night in to Monday. And most people stayed home from their jobs to try and dig themselves out of the snow. I was just wonder to have a bid snow storm like this what would be the cost to your financially and physically. First off if you had to take off from your job because you could not get there then you might have lost a days pay for it. Then if you had to shovel a lot of snow that was back backing and time consuming working that you could be using that energy for something else. If you had to pay someone to shovel your snow from your steps and sidwalk because you could not do it then that will cost you. The man in our neighborhood tried to shovel our snow and he was charging $40 bucks to do it. we did it ourselves. Let's not forget if you ran to the supermarket to get some food before the storm it and the supermarket raised their prices because of the storm it costing you. Last but not least salt or ice melt everybody wanted it to salt their sidewalks after shoveling them. For a small box of ice melt the supermarkets wanted $9.99, So my thoughts are this yes snow is nice to look at and play in but a snow storm will cost you big time.

Have a great Cheap Cheetah Week!

Have A Happy Holiday

Wishing you and your family a very safe and Happy Holiday.

Have A Great Cheap Cheetah Holiday!

Real Estate Investing

Real Estate Investing is like all investing it carries risk and rewards. If you don't know what your doing when it comes to real estate investing you could lose a lot of money. Most of the people that you see on TV and listen to on the radio that advertise different ways that you can make money off of real estate make it all seem so easy. Trust me when I tell you that when you venture in to Real Estate investing its an expensive adventure. Here are some key things that you need to know before you start to invest in Real Estate as a business.

Real Estate investing is a business that should have a well through out plan with goals and objectives, money in the bank and knowledge of real estate,

You need to know what type of real estate you want to invest in single family homes, 2 families, apartment building, commerical building etc. Are you interested in short sales properties, forecloses, court auction properties,personal owner property.

Also are you purchasing this property to buy and sell, or to rent it out and became a landlord. what are your intentions for the property that you purchase.

My suggestion even before you look for investment property. Have a home of your own first. It does not seem right to live in a apartment and pay someone else rent when you can have a home of your own . But that's my personal opinion.

Where is the money coming from to invest in the property. Your personal bank account, friends and family, a loan form the bank. And do you have good credit. Because you need a good credit score just to ask a bank for a loan for your property purchases.

Read as many books as you can on real estate investing and get the basic and the understanding about what it is you need before you even start to venture out into the world of real estate investing.

The real estate investing world takes money, patience and knowledge of what that world is all about and once you start to understand the real estate investing world you will be better off and it will save you a lot of time and money. I can not tell you how many people got in trouble with real estate investing because they listen to the late night tv about no money down real estate. Don't you be one of them

Have A Great Cheap Cheetah Week!

Holiday Shopping

Here are some smart moves for your holiday shopping. This year the economy is in the toilet and times are not getting any better, But why should that spoil your holiday cheer. You can still have a holiday and save money. Here are some great money tips

Set a gift budget and stick to it. To many people blunder into Christmas budgets backwards. They have an open wallet and a open mind. But when the bills come in January they are shocked at the amount they spend in December. Now they are robbing peter to pay Paul when it comes to the bills. One of the whose thing that you can do is try and buy for everybody. Make a list and check it twice and buy for the people in your family you really need to buy gift for and have a holiday drink with the others. In my family we only purchase gifts for the kids the adults understand.

Share an experience instead of a gift. Give cooking classes, spa treatments, go horse back riding, jogging or tickets to a concerts or play. Take a class together. It's just being together and share the time that we spend with each other is more important then any gift that you could buy in the store because a gift you can forget about a memory of a shared experience you can not.

Gift a gift to strangers. Takes the money that you would have spend on a gift and give it to a family in need. Or have you family forgo gifts this year and pick a charity and volunteer your time or gift money to that charity. I mean do you need another purse, shoes, jewelery item. That donation could mean that someone less fortunate then you get to sleep in a warm bed or eat a hot meal. even a little bit of money or time when it comes to giving to charities makes a big difference in someones life.

With that said have a great and happy Cheap Cheetah Week!

A Fun Segment Candy The Best & Worst

All candy according to a survey the most popular candy treats in term of healthfulness and this term is being used loosely the winner is New York Peppermint Patties. this candy is the least damaging to her health and weight. Twix came in as the worst candy to eat if we are talking healthy. Twix has 286 calories 10.8g of saturated fat and 37 carbohydrates. The rest of the candies Almond Joys, Baby Ruth and Hersey Kisses, Snickers Bars and so on might not be good for you in a healthy way but they sure taste good. If you must have a candy share it with a friend and buy it from your local 99c stores . Some 99 cent stores offer popular candy bars at 2 for $1.00 this will not only satisfy your candy craving it will satisfy your wallet as well.

Have a great Cheap Cheetah Day!